A diverse, happy family standing together, overlaid with a wellness-themed circular graphic displaying health icons (dumbbells, lab flasks, nutrition) and text that reads "Unlock Your HSA/FSA: Maximize Wellness Funds in 2026."

Maximizing Your Health in 2026: How to Use Your HSA/FSA at Victory Health & Wellness

January 17, 20262 min read

At Victory Health & Wellness (VHW), we believe that true health is an investment, not an expense. But what if you could fund that investment using tax-free dollars you’ve already set aside?

If you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA), you are sitting on a powerful tool to pay for your wellness journey. Thanks to our partnership with Truemed, using those funds for VHW programs—from medical weight loss to meal prep—is now easier than ever.

Here is everything you need to know about the new 2026 limits and how to unlock these benefits for your health.

What’s New for 2026?

The IRS has increased contribution limits for 2026, allowing you to set aside more tax-free money for your healthcare needs:

  • Individual Coverage: You can contribute up to $4,400.

  • Family Coverage: You can contribute up to $8,750.

  • Catch-up Contribution: If you are age 55 or older, you can add an extra $1,000.

By using these funds, you are effectively getting a 30-40% discount on your wellness services by using pre-tax dollars.

What VHW Services are Eligible?

Many people believe HSA/FSA funds are only for "sick care" like doctor visits or prescriptions. However, if a service is used to prevent or reverse a specific health condition, it can often be qualified as a medical expense.

Through Truemed, you can verify eligibility to use your HSA/FSA for a wide range of Victory Health & Wellness offerings, including:

  • Transformation Programs: Comprehensive plans designed to change your health trajectory.

  • Medical Weight Loss: Science-backed programs tailored to your biology.

  • Wellness Program Memberships: Ongoing support for your long-term health.

  • Diagnostic Labs: Detailed insights into what your body actually needs.

  • Professional Supplements: Targeted nutrition to bridge the gaps.

  • Meal Prep: High-quality nutrition delivered to your door to fuel your success.

See If You Qualify in Minutes

We’ve made the process seamless. You don't have to guess whether your VHW program is covered. You can complete a quick evaluation to receive a Letter of Medical Necessity, which unlocks your ability to spend your HSA/FSA funds on your wellness.

Verify your eligibility here: Take the Truemed Survey

Important Deadlines to Remember

  • April 15, 2026: This is the deadline to contribute to your HSA for the 2025 tax year.

  • April 15, 2027: The deadline to contribute for the 2026 tax year.

  • FSA Users: Remember that FSA funds are typically "use-it-or-lose-it." Check your plan’s specific year-end deadlines so you don't leave money on the table!

Start Your Transformation Today

Don't let your hard-earned, tax-free dollars go to waste. Start 2026 by prioritizing your longevity and vitality.

Ready to see how far your HSA/FSA can take you? Check your eligibility today and let’s start your victory.


Disclaimer: Victory Health & Wellness and Truemed provide information regarding HSA/FSA eligibility, but we recommend consulting with a tax professional or your plan administrator to confirm specific coverage details for your situation.

Victor Davis, is the owner of Victory Health & Wellness (VHW). VHW specializes in integrative lifestyle medicine, personalized fitness programming, and whole-person health strategies that empower clients to reach their goals. Drawing from proven frameworks in functional fitness, nutrition, and behavior change, Victor and his team help clients improve strength, energy, and resilience while creating sustainable results. Through the Victory Coaching App and in-person programs, he blends data-driven insights with compassionate accountability to guide individuals and families toward healthier, more fulfilling lives.

Victor Davis, HWC

Victor Davis, is the owner of Victory Health & Wellness (VHW). VHW specializes in integrative lifestyle medicine, personalized fitness programming, and whole-person health strategies that empower clients to reach their goals. Drawing from proven frameworks in functional fitness, nutrition, and behavior change, Victor and his team help clients improve strength, energy, and resilience while creating sustainable results. Through the Victory Coaching App and in-person programs, he blends data-driven insights with compassionate accountability to guide individuals and families toward healthier, more fulfilling lives.

LinkedIn logo icon
Instagram logo icon
Youtube logo icon
Back to Blog